The need to save money is more important that ever with the price of gas prices rising and possible inflation just around the corner. So how can you save money if you are a full or part time RV user? Well one way is to shop online for quotes to get cheap RV insurance rates. I put together a few RV insurance tips that will help you get the cheapest RV insurance possible.
Tips to get Cheap RV Insurance:
- One of the biggest tips I can give you is to shop online for your insurance. Just like car insurance if you shop online you can save up to 15% to 20% on your RV insurance cost. A lot of insurance agents work from their homes these days and when you shop online you will be saving them over head cost of paying for an office. So the savings gets passed back to you as a discount. Sometimes you will be getting your quotes directly with the insurer and that will really help you save. With that said do not settle for the fist estimate you get. Check with at least 10 to 15 different companies so you can make sure you get the best price possible.
- When looking for your estimate on RV insurance do not forget to check with car insurance agents online. Most car insurers will also carry RV insurance and sometimes because these companies are a lot bigger they can give you a better deal that an RV specific company. But this is not always the case and that why I recommend that you get several quotes and check with everyone you can.
- You can save money if you have a good driving record or if you have owned an RV in the past. If you are new to driving or pulling an RV then you should expect to pay a little more than a person that has experience driving an RV. But after 60 months with a good driving record you can shop around and take advantage of a good drivers discount.
- If you are not a member of an RV association then it might be a good idea to join one. One of the perks to being a member is that you can get discounts on camp sites but you can also get discounts on your insurance. Make sure the association you join offers this discount. Most do but always check first. If you are unsure where to find these groups I recommend that you search online for “RV Association”. Just look around and find the one that best suits your needs.
- Another way to save is with a multiple vehicle discount. If you cad your car or truck to the same policy you could save up to an additional 15% depending on the company.
Like I said before we are in difficult times and the best thing to do is save money. I truly hope these tips can save you money and get you Cheap RV insurance.